Posts Tagged ‘savings’

The Burden of Overspending

Today, many families are burdened with confusing their best intentions to give kids all that they want with what they need.  Nice cars, the newest gaming systems, the best clothes, the newest electronics – all to help keep their kid “with the times”. But do our kids really need all of this? Are these necessities, or are they taking over our lives, deepening our debt, and adding to our stress level? The saying goes, “we were born with nothing and we will die with nothing,” so, what is the point of overworking ourselves to provide every possible thing to our kids? What happened to kids working for what they wanted? Why do parents feel the need to stress over providing the biggest and best, when really the moderately priced off brand works exactly the same? Why can’t parents say no?

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DIY – A Recipe for Budget-Friendly Bathroom Renovations

From simple updates like switching out hardware and paint, to more complex installations like a new vanity or floor – there are some go-to techniques and products from The Home Depot to help make any bathroom project easy.

Meet Kelly Edwards, lifestyle expert and HGTV and STYLE Network TV host, she’ll show you that adding a bit of vintage charm to a basic bathroom or turning a dated bathroom into a contemporary space is a breeze with the right equipment and know-how. It is possible to spend as little as $200 or as much as $2,400 transforming a bathroom. Here to help you cook up some tips for a simple and stunning bathroom makeover is lifestyle expert and host of “Design on a Dime” and “Tacky House”- Kelly Edwards. Grab a power tool, it just may be your new toy to your newfound hobby. 

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7 tips for Holiday Budget Success

Budgeting year round is a big enough challenge, but preparing for the holiday season can add an additional layer of intricacy. Planning in advance and starting shopping for the holiday season early can help alleviate some of the stress that comes with this expensive time of year. 

We’ve rounded up some finance experts to share their top tips for sticking to a budget throughout the holidays.

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Save Big $$$$ On Your Family Summer Getaway

She’s part foodie, part tech geek, part mom, and part traveler. When she’s not strolling through the shops of Manhattan or sitting poolside in Mexico, she hangs her hat in the burbs of Seattle, Washington at the intersection of travel, technology, and motherhood. Working side by side with Expedia, she’ll reveal to us the true savings from this popular online travel booking company. Get ready to save hundreds… even while traveling abroad AND with kids! 

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5 Tips to Save Money on Your Cell Phone Service

Our cell phone is like an extra appendage. It’s the one thing that can leave you feeling incomplete if you leave the house without it and unconnected from the world if you happen to lose it. While it seems silly to place so much emphasis on a piece of technology, we consistently dish out over a hundred dollars a month on a phone that has all the bells and whistles, to include an always increasing contract. Even though we couldn’t fathom ditching our phones anytime soon, there are a few ways to ditch the high dollar signs.

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10 Ways to Save Big on Kids’ Clothes

It’s back-to-school season, which means new clothes, shoes and gear for kids — and an unpleasant Visa statement for parents.

The National Retail Federation estimates that parents spend roughly $300 per child on back-to-school shoes and apparel — a number that doesn’t include electronics, school supplies or extracurricular activities. In total, the NRF reports that the average family with children in grades K-12 plans to spend over $600 per child on electronics, apparel and other school needs.

Multiply that times a few kids… and there goes your budget!

But fear not! At Daily Mom, we love a great deal, and have several tricks up our sleeves for saving big when it comes to kids’ clothes! Here are 10 ways you can too:

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How To Plan Ahead for a Debt-Free Holiday

Uh, didn’t Christmas just end? Why is there a holiday post in January? No, we didn’t make a mistake! Many of you are now packing up the decorations, hitting the gym to work off the holiday calories, and starting to dread the daily trip to the mailbox. Yup, those Christmas bills are going to start rolling in, and you’re preparing yourself for the continual circle of debt that happens every year: you spend all January through November paying off the Christmas bills only to find that as soon as you’re done, it’s December again! We’re here to help you make this coming Christmas (yes, the one that is 11 months away) a bit different, by helping you plan ahead all year to break that vicious cycle and end up with a debt free holiday.

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Stocking Up To Save: Clothing

Buying clothing ahead for your child can either be a money saving opportunity or it cost you in the end.  At the end of a season, children’s clothes get marked down so much that it can be very advantageous to purchase items for next year.  Only problem is that it’s easy to get ahead of yourself without proper planning.  Keeping yourself organized plays a major factor in purchasing clothing for the next year.

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Budget Basics for Busy Moms

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We all know how easy it is to spend the money we’ve been blessed with. We are pros at loading up our Target cart every week and hitting up the mall each season for a new wardrobe. But are you good at keeping track of all those purchases? Do you really know how much money you are bringing in each month versus how much money is going out? Are you confident in your money management skills? Do you have a budget that works for you and your family? If not, we are here to help! We will teach you the basics of setting up a monthly budget, as well as how to stick to that budget, which is the key to your financial success.

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How Memberships Can Save You Money

{Photo Credit: The Memoirs of Megan}

When trying to save money, it can take a bit of tenacity and creativity to still live well and have fun. Have you taken advantage of the benefits and money savings that store memberships can offer? We are talking about more than a membership to the gym. Savings on groceries, family activities and adult activities can be found when you find memberships that are right for you! Read on!

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